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Best way to invest 100k

For a large investment of £50,000 to £100,000, no investor should overlook the safe-haven asset of gold. Not only can gold help diversify and protect your portfolio, it has also historically outperformed many other investment vehicles.

Buying gold online with BullionByPost is simple, secure and discreet. You will own a physical asset under your control; there are no fund managers or stock-pickers, and there is no risk of mismanagement. All of this makes gold one of the best ways to invest 100k.

Not only does gold have no third-party risk, but the returns in recent years have been impressive, beating many other assets. Even short-term investments have performed well in the current financially-volatile landscape, but by keeping gold in your portfolio longer term the benefits are clear to see, as the chart below shows.

The outbreak of the Covid-19 pandemic in 2020 pushed financial markets into further uncertainty, with inflation now soaring on the back of loose monetary policy. The outlook remains uncertain even in 2023 with the Russia-Ukraine conflict, high interest rates, and a potential global recession all supporting the gold price. Further gains are expected by analysts in the near-term, and with inflation near double digit figures, gold may be one of the best investment options for someone with 100k.

Best investment for 100k

Typically, it is recommended that gold or other precious metals forms has a 5 - 10% allocation
of your portfolio, so if your total budget is 100k then you may wish to consider roughly £5,000
- £10,000 in gold.

For anyone looking to make an investment of £100,000, gold bars are going to be the most efficient
way to spend your money. The low manufacturing costs and large weights give bars the lowest
premiums of all gold bullion – maximising your investment.

There are three products that we at BullionByPost would recommend for anyone looking to buy gold
in these amounts. For investors looking for the absolute lowest premiums, then our best-value 1 Kilo bar
is the cheapest way to buy a kilo of gold. At current prices two bars would cost £103,198.

For a more flexible option, investors could look at four of our 500g best value bars (current cost of
£103,320) or perhaps some of our 250 gram gold bars. The benefit of buying several smaller bars
is that you can sell off part of your investment as and when you wish, and by buying multiple bars
you still keep premiums low through a volume discount.

Our investment calculator is a great way to browse the options based specifically on your budget. Simply
enter the 100k investment you wish to make and the calculator will give you multiple packages to consider.

Best way to invest 50k

If you are looking at investing around £50,000 then coins may also be a suitable option, given they
offer similar premiums to gold bars in this price range.

UK coins are given a face value, and are classed as legal tender. This means that they are both VAT-free
and Capital Gains Tax exempt. This makes the one ounce Gold Britannia a great idea for a
flexible investment of £50,000. An internationally-renowned and recognised coin, the Britannia
contains 31.21 grams of 24 carat gold, and is easy to store and quick to sell. £50,000 would buy you
30 of our best value Britannia coins.

For an investor interested in getting the best of both worlds, £50,000 would buy a Kilo bar, and could
be topped up with several Britannia coins. This would provide a mixture of low premium, with some
extra flexibility.

Gold of course is only one precious metal to be considered, with silver, platinum and palladium also popular options. A diverse portfolio with multiple metals is recommend for many investors.

The best way to invest 100k is of course unique to each investor. Individuals should carry out their own research and weigh up the risks and rewards of each investment vehicle, based on their own goals for investment. Whenever in doubt, consulting an independent financial advisor should always be the first port of call to ensure you receive impartial expert advice.

Please note: All prices are accurate at the time of writing but are subject to change. For current pricing, please use the links provided to view product pages.